Understand the starting point
Bring your current payment setup, business requirements, and the questions you want answered.
Home / Cost Savings
Understand your payment costs
Know what you pay.
See what can improve.
Your processing statement, customer mix, and payment workflow tell different parts of the story. NACCA helps put them together and identify opportunities worth a closer look.
Request a Cost Review01 · Statement analysis
Start with the costs
you have today.
A useful comparison starts with your actual payment activity and charges. Review your statement alongside the services, systems, and support your business needs.
The goal is to understand what you’re paying for and which questions deserve follow-up.
Explore statement analysisWhat we review together
- Pricing structure
- How interchange, network costs, and provider charges appear in your arrangement.
- Payment activity
- Your card mix, transaction sizes, and the ways customers pay.
- Service costs
- Recurring charges and the equipment, gateway, or software costs associated with your setup.
- Business fit
- The reporting, support, and integrations your team relies on.
“I gave these guys a shot, and they saved me nearly 40% at my Nissan store, and 20% at my Jeep store. This is nearly $50,000 per year. I would strongly suggest that you give them a try, just as I did”.
This describes one customer’s experience. Savings depend on each business’s processing arrangement and payment mix.
02 · Business & government customers
Business cards?
Look at the data.
If you accept corporate, purchasing, or other commercial cards, review how invoice and order information reaches your payment processor.
Level II and Level III processing may be relevant to eligible transactions. A closer review looks beyond a platform’s feature list.
Explore Level II & Level IIIIs a closer review worthwhile?
Answer nine questions about your payments and available data. See your result without contact details or a statement upload.
Check Your Level III ReadinessThree separate questions
Capability
Can your payment platform support the required transaction data?
Configuration
What information is your setup actually sending with a payment?
Qualification
How do eligible transactions appear in your processing detail?
Not every card or transaction qualifies. Enhanced data and an assessment result do not establish eligibility, qualification, or savings.
03 · Dual pricing & Payment Choice Pricing
Give customers
clear payment choices.
Explore how available cash, bank/ACH, and card prices can fit your invoicing process and your customers’ preferences.
NACCA helps review the payment experience, pricing approach, and accounting requirements together.
Explore pricing choices with QuickBooksConsider the whole setup
- The payment options customers will see
- How prices and discounts are presented
- How payments and fees are recorded
- Software, processing, and other service costs
Available options depend on your approved program and configuration. Pricing and disclosures require review for your business.
A pricing program does not eliminate every payment-related expense. Actual savings depend on your arrangement and payment mix.
From questions to a decision
A clear next step.
A reason behind it.
Compare the full picture
Consider processing and service costs alongside implementation, daily work, and support.
Decide what is worth changing
A provider change should solve a real problem. A review may also clarify what is working well today.
Start with your questions
Make your next payment
decision an informed one.
Tell us what you want to understand about your costs and how your business gets paid. We’ll help identify the right review.
Request a Cost ReviewNeed help with an existing NACCA account? Visit Merchant Support.