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A closer look at processing costs

Understand the costs.
See the whole picture.

Your processing statement tells part of the story. NACCA looks at your fees, payment mix, and business requirements together—so you can decide what deserves a closer look.

Start with a conversation. Statements are shared separately—not through the contact form.

The review, at a glance

Purpose
See how your pricing is structured, which charges recur and how your customers pay.
You receive
A walk-through of your statement, answers to your main question and guidance on whether a change is needed.
Next step
Request a conversation. If you choose to share a statement, you use a separate secure upload.

A review does not promise savings or mean you need to change providers.

What NACCA examines.

A useful comparison considers your full arrangement. Some details come from your statement; others come from your agreements and the way your business works.

A fictional sample drawn for illustration. It is not a real statement and shows no real data. Layouts vary by processor.
  1. Your payment mix

    On the statement

    How customers pay, typical transaction sizes, and the role of consumer, business, and government cards.

  2. Your pricing structure

    On the statement

    How interchange, network costs, and provider charges are presented in your current arrangement.

  3. Recurring & service charges

    On the statement

    Monthly, annual, equipment, gateway, and other applicable charges—not only the transaction rate.

  4. Your day-to-day workflow

    From you, not the statement

    The software, reporting, devices, and support your business needs alongside payment processing.

What a statement review gives you.

A walk-through of your statement
The NACCA Payments Team goes through how your pricing is structured and which charges recur, using your statement and the details you share.
Answers to your questions
Bring your main question: costs, software, reporting or a payment challenge.
Guidance on whether a change is needed
You decide whether a closer look or a change makes sense. If your current setup meets your needs, a change may not be necessary.

How to start a review.

You do not need all the answers before getting in touch.

  1. Contact form

    Request a conversation.

    Request a statement review and describe your main question—costs, software, reporting, or a payment challenge.

    Start the conversation

    Keep sensitive information out of the contact form. Do not include card numbers, bank details, patient information, credentials, or statement attachments.

  2. Separate secure upload, optional

    Share statement details separately.

    If you share a statement, use the separate secure-upload workflow. Its page explains availability, contact verification, file checks, and any test-only restrictions.

    View the upload process
  3. With the NACCA Payments Team

    Discuss the options in context.

    Review your payment requirements with NACCA and decide whether a closer investigation or a change to your setup makes sense.

    If your current setup meets your needs, changing providers may not be necessary.

“I gave these guys a shot, and they saved me nearly 40% at my Nissan store, and 20% at my Jeep store. This is nearly $50,000 per year. I would strongly suggest that you give them a try, just as I did”.

Jonathan, President

This describes one customer’s experience. Savings depend on each business’s processing arrangement and payment mix.

A clearer understanding.
A more informed next step.

Talk with the NACCA Payments Team about your current costs and what your business needs from its payment setup.

Request a statement review

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